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Current Interest Rates

Rates effective as of Friday, Dec 20, 2024

Certificate of Deposit
Product
 Minimum
Balance
to Open
 Interest
Rate
 Annual Percentage
Yield (APY)
3 Month Certificate $1,000.00 0.50% 0.50% 
6 Month Certificate $1,000.00 3.94% 4.00% 
12 Month Certificate $1,000.00 3.55% 3.60% 
18 Month Certificate $1,000.00 3.26% 3.30% 
24 Month Certificate $1,000.00 2.03% 2.05% 
36 Month Certificate $1,000.00 2.03% 2.05% 
48 Month Certificate $1,000.00 1.29% 1.30% 
60 Month Certificate $1,000.00 1.29% 1.30% 

Interest Bearing Checking Accounts
Product
 Minimum
Balance
to Open
 Interest
Rate
 Annual Percentage
Yield (APY)
Advanced Checking $100.00 0.20% 0.20% 
Peace of Mind Checking $100.00 0.20% 0.20% 
Health Savings Account $100.00 0.40% 0.40% 
NON-PROFIT Checking Account $100.00 0.20% 0.20% 
Money Market Checking
(Rate paid is based on the balance)		 Up to $24,999.99 0.10% 0.10% 
$25,000.00 to $49,999.99 0.20% 0.20% 
$50,000.00 to $99,999.99 0.30% 0.30% 
$100,000.00 and Higher 0.35% 0.35% 

Savings Accounts
Product
 Minimum
Balance
to Open
 Interest
Rate
 Annual Percentage
Yield (APY)
Savings $100.00 0.40% 0.40% 

IRAs
Product
 Minimum
Balance
to Open
 Interest
Rate
 Annual Percentage
Yield (APY)
12 Month IRA Certificate $100.00 2.97% 3.00% 
18 Month IRA Certificate $100.00 2.97% 3.00% 
30 Month Roth IRA Certificate $500.00 2.97% 3.00% 

CD's & IRA's
A penalty will be imposed for early withdrawal.
After your CD is opened, the interest rate is fixed for the term unless otherwise indicated.
IRA rates listed above are applicable only to residents in Fayette and surrounding counties.
Checking & Savings Accounts
Fees may reduce earning on the account.
Interest Rate may change after opening without notice.


Banking Centers

La Grange

111 E. Travis
La Grange, TX
Map & Directions

979-968-9511

Schulenburg

87 N. Kessler Ave.
Schulenburg, TX
Map & Directions

979-743-6541

Flatonia

204 N. La Grange
Flatonia, TX
Map & Directions

979-725-6160

Weimar

709 S. Eagle
Weimar, TX 78962
Map & Directions

979-725-1030

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