Fayette Savings Interest Rates

Rates effective as of Friday, September 03, 2010

DEPOSIT PRODUCTS

INTEREST RATE*

APY**

SAVINGS **** 0.30% 0.30%
Now Checking **** 0.20% 0.20%
Truncated Now Checking **** 0.25% 0.25%
Advanced Truncated Now Checking **** 1.00% 1.00%
Health Savings Account (HSA) Now Account **** 1.24% 1.25%
Money Market Checking **** **
Up to $2,499 0.25% 0.25%
$2,500 to $9,999 0.75% 0.76%
Above $10,000 1.25% 1.26%
CDs  *** **
3 Month Certificate 0.75% 0.75%
6 Month Certificate 1.00% 1.00%
7 Month Certificate 1.10% 1.10%
12 Month Certificate 1.00% 1.00%
13 Month Certificate 1.00% 1.00%
15 Month Certificate 1.10% 1.10%
18 Month Certificate 1.24% 1.25%
24 Month Certificate 1.29% 1.30%
30 Month Certificate 1.99% 2.00%
48 Month Certificate 2.18% 2.20%
18 Month IRA Certificate 1.99% 2.00%
30 Month Roth IRA Certificate 2.18% 2.20%
* Interest rate subject to change without notice
** Annual Percentage Yield
*** Substantial penalty for early withdrawals  - Interest rate fixed for term
**** Effective fees: Fees could reduce earnings on the account

MINIMUM BALANCE TO OPEN SAVINGS AND CHECKING ACCOUNTS IS $100.00

MINIMUM BALANCE TO OPEN NON-IRA CERTIFICATE $2,500.00

MINIMUM BALANCE TO OPEN 18 MO IRA CERTIFICATE $100.00 - 30 MO ROTH IRA $500.00

 

 

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