Fayette Savings Interest Rates

Rates effective as of Friday, February 03, 2012

DEPOSIT PRODUCTS

INTEREST RATE*

APY**

SAVINGS **** 0.30% 0.30%
Now Checking **** 0.20% 0.20%
Truncated Now Checking **** 0.25% 0.25%
Advanced Truncated Now Checking **** 0.50% 0.50%
Health Savings Account (HSA) Now Account **** 0.80% 0.80%
Money Market Checking **** **
Up to $2,499 0.05% 0.05%
$2,500 to $9,999 0.25% 0.25%
Above $10,000 0.45% 0.45%
CDs  *** **
3 Month Certificate 0.50% 0.50%
6 Month Certificate 0.65% 0.65%
7 Month Certificate 0.70% 0.70%
12 Month Certificate 0.65% 0.65%
13 Month Certificate 0.65% 0.65%
15 Month Certificate 0.70% 0.70%
18 Month Certificate 0.85% 0.85%
24 Month Certificate 0.95% 0.95%
30 Month Certificate 1.64% 1.65%
48 Month Certificate 1.84% 1.85%
18 Month IRA Certificate 1.64% 1.65%
30 Month Roth IRA Certificate 1.84% 1.85%
* Interest rate subject to change without notice
** Annual Percentage Yield
*** Substantial penalty for early withdrawals  - Interest rate fixed for term
**** Effective fees: Fees could reduce earnings on the account

MINIMUM BALANCE TO OPEN SAVINGS AND CHECKING ACCOUNTS IS $100.00

MINIMUM BALANCE TO OPEN NON-IRA CERTIFICATE $2,500.00

MINIMUM BALANCE TO OPEN 18 MO IRA CERTIFICATE $100.00 - 30 MO ROTH IRA $500.00

 

 

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